Payment / Financing
1. Accepted Payment Methods
We accept major credit cards, debit cards, and other payment methods made available at checkout. Available options may vary depending on your location, currency, and the payment providers enabled for our store at the time of purchase.
2. Payment Authorization
By placing an order, you confirm that you are authorized to use the selected payment method and authorize Noirva to charge the full order amount, including product price, applicable taxes, shipping fees, duties, and any other checkout charges shown before purchase.
3. Currency and Pricing
Prices are displayed in the currency shown on the website or at checkout. Currency conversion, bank fees, and foreign transaction charges may be applied by your card issuer or payment provider. Noirva is not responsible for additional charges imposed by third-party financial institutions.
4. Payment Verification
For security purposes, some orders may be subject to payment review or verification before processing. We may contact you to confirm billing details, shipping information, or payment authorization. Orders may be delayed, declined, or canceled if verification cannot be completed.
5. Financing Availability
If installment payments, financing, or buy-now-pay-later options are offered at checkout, they are provided by independent third-party financing providers. Approval, payment schedules, interest, fees, and eligibility are determined solely by the financing provider and are subject to their terms.
6. Financing Responsibility
When selecting a financing option, you are responsible for reviewing and accepting the financing provider's terms before completing your purchase. Noirva does not make credit decisions, control financing approvals, or assume responsibility for payment plans managed by third parties.
7. Failed or Declined Payments
If a payment is declined, incomplete, reversed, or flagged as high risk, your order may not be processed. We reserve the right to cancel unpaid or suspicious orders and may request an alternative payment method before proceeding.
8. Refunds to Original Payment Method
Approved refunds will generally be issued to the original payment method used at checkout. Processing times vary by bank, card issuer, payment provider, or financing platform. Shipping fees, duties, taxes, and service charges may be non-refundable unless otherwise required by applicable law.
9. Fraud Prevention
We reserve the right to refuse or cancel any order if fraudulent activity, unauthorized payment use, inaccurate information, or suspicious transaction behavior is suspected. Additional identification or verification may be required before fulfillment.
10. Policy Updates
We may update this Payment / Financing policy from time to time. Revised terms will take effect immediately upon posting on this page. Continued use of the website or placement of orders after updates constitutes acceptance of the revised policy.